Broker Check

Strategic Partners

Being independently owned and operated means that we can do business with anyone in the marketplace to meet the unique needs of our clients. It also means that we have searched the globe to find the best products and services available. While we have many relationships with several world-class financial institutions, we have found a level of delivery and professionalism unparalleled in our relationships with M Financial Group and Dimensional Fund Advisors.

M Financial

M Financial Group is one of the nation's premier financial services design and distribution companies. Since 1978, M Financial's network of independent insurance, investment, and executive benefit firms has served the needs of ultra-affluent individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies. In aggregate, M Financial has over $122 B in face value in-force life insurance and assets totaling more than $34 B. M Financial's collective buying power and superior experience (mortality, persistency and policy size) over more than 35 years result in exclusive pricing for proprietary products available exclusively to our clients.


M Financial's mortality experience – actual death claims – is 11% less than the industry high net worth segment (face amounts greater than $1 million). This lowers cost of insurance charges for M proprietary life products.


Even in the wake of the financial crisis, M Financial's lapse experience – policies that lapse or surrender – is superior to the industry. This provides a longer time horizon for M Carriers to recoup initial expenses, which drives lower ongoing policy charges for M proprietary life products'


M Financial's average face amount is nearly seven times that of the industry. This provides economies of scale which lower policy charges for M proprietary life products

Dimensional Fund Advisors

Dimensional Fund Advisors invests differently. They build portfolios based on the science of capital markets. Decades of research guide the way. For more than 30 years they have helped investors pursue dimensions of higher expected returns through advanced portfolio design, management, and trading. With over $400 B in assets under management and clients representing large institutions to individuals, DFA is a powerhouse financial management company.

Dimensional's objective is to deliver the performance of capital markets and increase returns through portfolio design and trading. The company's board of directors includes Myron Scholes, a Nobel Prize recipient in the field of economics. The late Merton Miller, another Nobel laureate, was also on the board of directors, as was Robert C. Merton before he became the company's Resident Scientist. Other directors include leading economists such as George Constantinides, Eugene Fama, Kenneth French, and Roger G. Ibbotson. Eugene Fama won the Nobel Prize for Economics in 2013.